“I’m just the little guy. I’ll never get ahead.” That is total garbage. It’s loser-talk and the epiphany of having a victim mentality. You’ll never prosper with this attitude. God doesn’t view you as “little”, so why should you?
Another line I hear often is “it takes money to make money.” Again, not true. Money is attracted to hard-working, honest, people who strive for excellence in their lives.
Having a “little-man” attitude is a cop-out instead of striving to best your best.