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budgeting

A financially smart holiday season

Christmas is over a month away, but it’s never too early to start preparing your finances for the holiday season. Without a plan, it can be easy to fall into unhealthy consumer habits, so set aside time this week to create ground rules for your spending. Here are a few suggestions.   Don’t tap into your savings The meaning of this…

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How to save money at the warehouse club

Just because you bought the membership doesn’t mean you’ll always find the best deals at Costco or Sam’s Club!  Carrie Rocha from PocketYourDollars.com has some good pointers to help you save more: DON’T Buy: Breakfast food like cereal and yogurt cups. Cereal is on sale at the grocery store 2-3 times…

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Skillet’s John Cooper on losing faith

The budget is a foundational tool that is absolutely critical to handling money effectively. It’s time to dig deeper into the basics of a budget.  There are three main components of building a working budget: The first component of a budget is to forecast your income.  Remember, we are working on building a zero-balance budget meaning…

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