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A financially smart holiday season

Christmas is over a month away, but it’s never too early to start preparing your finances for the holiday season. Without a plan, it can be easy to fall into unhealthy consumer habits, so set aside time this week to create ground rules for your spending. Here are a few suggestions.   Don’t tap into your savings The meaning of this…

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Skillet’s John Cooper on losing faith

Here’s a few things you DON’T need this or any other Christmas to come. Extended Warranties – Just say “no”.  This is especially true when it comes to electronics.  Stores have slim profit margins and make most of their money on warranties and financing.  You don’t need them…move…

Carmen LaBerge

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